Relationship remains with the platform
The partner can keep its account relationship and distribution channel while introducing an eligible customer to BidFlo’s workflow.
Integration architecture · proposed
Your Platform Stays in Place. BidFlo Extends Its Reach.
BidFlo can add an AI-powered building-work workflow alongside an existing fintech customer relationship. The partner keeps its platform and payment infrastructure; any connection between systems is a future, separately agreed design—not a live integration.
Three layers · one proposed customer journey
The customer relationship stays in place; the workflow reaches upstream.
Select a layer and change perspective to distinguish existing platform and product context from an unimplemented payment connection.
Select a layer to inspect its role
The workflow is existing product context. Any connection between BidFlo and a fintech platform is a separately designed, unimplemented proposal.
Existing platform or product contextUnimplemented proposed connection
CONCEPTUAL JOURNEYWhat could connect, in sequence
Arrows describe a future design discussion, not live single sign-on, provisioning, payment processing or status synchronization.
- 01Fintech customer portalExisting fintech environment
- 02SSO / provisioningProposed connection pattern
- 03BidFlo workspaceBidFlo workflow
- 04Procurement / workBidFlo workflow
- 05Approved, issued invoice revisionDecision boundary
- 06Supported fintech payment serviceFuture if authorized
- 07Authenticated status synchronizationProposed connection pattern
BUSINESS VIEW
Extend the customer offering without replacing the platform.
More of the work lifecycle can be supported
AI intake, procurement, project work and invoicing can create potential software and workflow-service value before payment.
Payment is a future, separately authorized option
A supported fintech payment service could participate after agreement and implementation; outcomes are not guaranteed.
SEPARATE OWNERSHIP & DECISIONS
Each state needs its own owner and record. A milestone, redirect, contractor rating or training completion is not payment.
Decision or stateOwnerSeparate record
Customer consentCustomer and agreed partiesA consented customer link is not created merely by a portal login.
Work reviewAuthorized work reviewerWork acceptance is a project decision, separate from invoice approval and payment.
Invoice approvalAuthorized invoice approverApproval applies to one issued invoice revision and does not debit a payer.
Payment authorizationPayer in a supported serviceAn explicit payer action would be required in the agreed payment experience.
Verified collectionAuthenticated provider outcomeA future integration would verify and reconcile a financial-status outcome; a redirect is not evidence.
SettlementPayment service and applicable agreementsSettlement remains distinct from collection and can require its own status record.
Contractor payoutAgreed paying party or providerPayout is a separate disposition of funds; collection success does not prove contractor receipt.
Payment state explainer
A proposed payment service has distinct decisions—not one “paid” flag.
Invoice approval, payer authorization, verified collection, settlement and contractor payout would remain separate records in any authorized future integration.
INTERACTIVE CONTRACT EXPLAINERNo actions here move money
BidFlo context
Approved invoice
The Contractor issues a stage invoice. The authorized Owner approves its exact revision. Work review and invoice approval are distinct from payer payment authorization.
Invoice: approved · Collection: not initiated
- Issued revision and approval ID
- Consented customer link and payee
- Currency and outstanding principal
- No unresolved earlier attempt
Actual product evidence
Existing invoice workflow context; proposed payment boundary.
The supplied stage-invoice capture shows real product context for the fictional repair example. It does not evidence a partner adapter, SSO connection or implemented payment contract.