Customer does
A building owner or manager describes a problem and can add photos or project context for the work request.
The connected customer journey
From the First Building Issue to the Final Payment.
BidFlo connects issue intake, scope support, procurement, agreements, project coordination and invoices. A fintech remains the proposed payment provider only where a supported integration is separately implemented, authorized and agreed; existing Stripe stays unchanged.
Eight-stage customer workflow
One project record, with clear decision boundaries.
Select a stage to see the customer action, BidFlo’s current workflow role, and a carefully bounded view of potential fintech relevance.
01
Selected stage
Issue Intake
BidFlo provides
A property-work request workspace that organizes the initial issue for the job journey.
Fintech benefit · potential
An opportunity to introduce an eligible customer to a useful workflow before a payment request exists.
Potential data exchange
Only the project and customer context the customer agrees to share for the connected experience.
No supplied product capture is assigned to issue intake; no substitute interface is shown.
Decision controls stay separate.
Every selection above is explanatory only. It does not upload, sign, approve, prepare, or pay anything.
Exact revision approval
The Owner approves the exact issued invoice revision. A revised invoice requires a fresh approval and any required customer consent.
Separate payer authorization
Approval is not a debit mandate. The payer separately authorizes the exact approved invoice through the supported provider flow.
Attempts stay reconciled
An unknown earlier payment attempt blocks a replacement attempt across invoice revisions until reconciliation. Idempotency prevents duplicate preparation.
Verified status only
Only verified provider callbacks may update financial status. A browser confirmation never proves collection, settlement, or payout.
Milestones never move money
A work milestone is separate from a financial event and never automatically debits the Owner or releases contractor funds.
Customer perspectives
Different roles. The same project record.
Property owners & managers
Approve the work.
Authorize the payment.
Give your existing property-manager customers useful tools for the whole job. BidFlo connects the scope, contractor decision, reviewed work and invoice; the payer still separately authorizes payment.
- 01Document the issue and review scope
- 02Compare proposals and payment terms
- 03Review documents and accept the agreement
- 04Review milestones and the issued invoice
- 05Authorize payment through the supported flow
BF-1024 · fictional sample
Apartment 204 — Water damage repair
Riverside Management paying Clearwater Restoration. USD 6,840 agreed total.
Work milestones are not payment stages.
The sample repair milestones show work being reported and reviewed. An approved deposit can precede work completion. Progress eligibility depends on the relevant agreed review and invoice approval.
The final stage additionally checks acceptance, completion review, and prior-stage payment conditions. Collection, settlement, and contractor payout remain separate records; their conditions must be agreed, not inferred from a pending authorization.
Deposit · 20%$1,368 USD
Progress · 40%$2,736 USD
Final · 40%$2,736 USD
The fictional Austin location is not evidence of Texas product availability. Official product pages currently state New York.
The demo is not a processor integration.
The general demo uses local simulated payment actions. Its deposit and progress controls combine approval and simulated payment; the partner proposal deliberately separates invoice approval, session preparation, and payer authorization.
A browser confirmation, vendor rating, training completion, or a Next-only walkthrough ending never proves authorization, collection, settlement, or payout.
Review the proposed handoff